How pricing works
Pricing based on your business model, transaction types, and services required—not generic rate sheets.
Where your fees go
What affects your pricing
Your pricing reflects the work required to support your payment needs.
What you're processing
Domestic card processing has different costs than international processing & local payment methods. UnionPay, Alipay, and WeChat Pay require different networks. Multi-currency transactions add conversion work.
How much you process
Monthly volume and average ticket size affect interchange costs and underwriting requirements. Processing $100K in $50 transactions has different economics than $100K in $10K transactions.
What services you need
Basic processing is straightforward. Adding service fee program setup, multi-entity reporting, or specialized compliance support increases scope and cost.
Your business model
Some industries require additional compliance work, monitoring, or specialized underwriting. Multi-entity structures need consolidated reporting. High-ticket B2B requires different authorization rules.
The "Flat Rate" Trap
Why established businesses switch from Aggregators to Paytrinsic.
(Stripe, Square, PayPal)
- Blended pricing (You overpay on debit)
- Automated risk flags (Frozen funds)
- No dedicated support
- Hard to read statements
(Direct Merchant Account)
- Transparent: Pay the true cost
- Savings: Debit often costs < 1%
- Stable: Human underwriting upfront
- Dedicated: Real account manager
Typical pricing examples
Ballpark ranges for common scenarios.
Standard Domestic
Per transaction (avg interchange-plus all in)
Service Fee Program
Plus one-time program setup
China Payments
Typically 3.0–3.5%
Complex Business Models: Multi-entity structures, high-ticket B2B, specialty verticals, and businesses requiring specialized compliance work receive custom quotes based on transaction types, volume, and services needed. Timeline to receive quote: 2 business days.
What's included
Standard services provided with your merchant account at no additional charge.
No contracts, no early termination fees
We work month-to-month. You stay because the processing works and the pricing is fair—not because you're locked in. Cancel anytime with 30 days notice.
No hidden fees: No PCI non-compliance fees, no statement fees, no batch fees, no maintenance fees.
How to get your quote
Tell us about your business
Share your transaction types, volume, business model, and what services you need. The more context, the more accurate your quote.
We evaluate and propose
We review your needs, match you with the right acquiring partner, and provide detailed pricing. Timeline: 2-3 business days.
Review and decide
We walk through the pricing, answer questions, and explain exactly what you're paying for. No pressure, no contracts.
Ready to see what you'd save?
Tell us about your business and we'll provide detailed pricing within 2 business days. No obligation, no pressure.
Request custom pricing